@Jerry LoCoco the way I wrote the section about the rehab in my original post left it a little unclear as to what is already in the property vs what I will be adding.

Also, because I have a partner involved who has a 9-5 job, but will be a 50/50 partner, he has already agreed that my time is valuable and should be compensated for finding the deals, analyzing the deals, etc. so I'll be adding in a 5% acquisition fee off the purchase price in our original numbers as compensation for my time.

You would cash it out maybe get 60% of its value on an initial advance and you could take rehab money too if there was more value to be added and the ARV is realistic for the area.

The only caveat to it would be that if there is a first lien position in place, we would need to refinance it as US Bank has to be in first lien position and a 2nd or line can be added behind it, of course if a property is free and clear then the line of credit is in 1st position.

The 2nd kitchen would be added after the financing is complete/after closingThere's already a wet bar that would be converted into the kitchen area...not sure if that matters in terms of needing to pull permits.

This MIP can simply be added to your interest rate in order to get an idea of your gross rate.  

Strange, but OK.Closing date was initially September 3, but the insurance agent put the wrong state abbreviation in the lender's address on the mortgagee clause to be added to my insurance policy, causing closing to delay until September 10.  

I was thinking:- Give agents as much accurate financial information on the properties as possible (net income, pro forma rents, how much work needs done, what can be added to increase rent etc..)- Inform agents I will only proceed with them if they have a buyer ready, with pre-qual letter, if they do then I am willing to have them act on both my end (seller) and the buyers behalf with a lower commision, as they are taking the full commision?

I have a $100 fee to be added if I have to file an eviction 

She could also be added to the deed, so she cold refinance into her name only in 12-24 months.