Some of it is the process defined in Federal Reserve Regulation E section 205.11Note one thing: If the Tenant presses the "pay now" button and checks the box authorizing the individual payment for those individual charges the Landlord is safe!

I work for a hard money lender her, and while it is certainly fruitful for the owners it's not necessarily the easiest to find qualified clients.Like anything else, it is a grind, but I happen to like it.That said, the rates are being pressed downward as the competition is fierce

I apologize for the double post, my browser was lagging and I didn't realize I pressed submit twice!

This day, you’d be hard pressed to toss a rock into any of these and not hit a legitimate lender.

I’d be hard pressed to spend much time in paydown mode with your success so far. 

You will most likely be hard pressed to find a Turn Key, 8 Cap Property in DFW at this point in the market.

If it is worth anything north of $325k, you may be hard pressed to get the first to agree to a short payoff of $280k.

The $500 flat fee processing cost will get passed along to the buyer for owner finance transactions and they will be hard-pressed to say the were "duped."

The multiplexes made from old Victorians are a thing of the past now. the ones that exist are grandfathered in but you will be hard pressed to take a 2500 ft SF and make it a 1250/2 duplex.

. - Since you're in the Big Apple, I'll use a local example for you - Bryant Park. http://www.bryantpark.org/about-us/press/20091019-cj.htmlIt's a battle of wills to change behavior and not always easy.