Thanks @Max Householder@Samuel Filter I'm more then willing to talk to you either by email or over the phone. 

Live on one income (we are living off of less than 60% of our house hold income now). 

Reason why I am posting is because a division of my company, a household enterprise technology company, is undergoing a boom in hiring and we are bringing in 90% of the employees from out of state.

You need to know how to deal with all types of people and at the same time be knowledgable about household problems - or at least come across like you know LOLregards,Chris

The loan is either for a consumer purpose (i.e. personal, family, or household use) and must strictly comply with DF and so on, or it's for a business purpose and does not.

If you're feeling like money isn't going very far, this is why.Annual household income-Asian-65K (the highest and their kids always win the spelling bees!)

Job reports are improving, households are forming but little construction = huge demand in my opinion.

You can only deduct $25 per each person/household.

Thanks @Max Householder.

Household formation / housing supply has been a big driver of rents the last few years nationally.