But, YOU already know: stick to YOUR fundamentals instead!

Should the system fundamentally put the interests of the real estate agent in direct conflict with those of his clients?"

Financially (Can a capitalist system even afford it) etc, etc.There is a fundamentally divide in the country with regard to approaching the issue form the aspects mentioned above.

There is also easy money to be made in markets with great fundamentals where any idiot can buy there, hold, and make money.

Rich, I am the same with my gold; It is physical, I can hold it, and I am not selling.Silver is more a speculative play based on the fundamentals; I got lucky and did not buy in the 90s when it was dead or I would prob have been turned off...I think paper gold and paper silver are just for speculating.

The Apple solution is a lower risk choice as you can choose to run either OS any time you like.The Apple OS is fundamentally a Unix based OS with an intelligent user interface on top.

I understand your point of view there, especially with the idea of learning from the history of the world - because we've all seen history repeat itself if almost everything - but the one part I would disagree with you on is the fact that there exists very important and fundamental differences between our goverment and the government that Saddam ran in Iraq.

I am not even arguing the underlying fundamentals or lack thereof - there is both scarcity and growth, so the appreciation may very well be warranted.  

The overall supply and demand fundamentals seem to not let that happen historically.Since 2000 the top 3 Cali areas for appreciation are LA 138%, SF 116% and SD 115%.

I like Indy and KC's fundamentals much better than Memphis'.