Refinancing will change your mortgage rate, and if it’s worse than your current rate, it’s not worth it unless you’re getting a great deal.

When entering the apartment, it just feels like a house full of squatters. 

You can test this, by asking some to SHOW you how they calculate ROI, Cap Rates, Cash-on-Cash, etc., for their clients.Many will say, "that's the investor's problem".They are correct because an investor should NOT rely anyone else to run their numbers.So, then what exactly makes them investor-friendly?

If you’re comfortable with a bigger investment, a duplex is good for the benefit of additional cash flow and you could house-hack.

Hi everyone! My name is Monty, and I’m based in Freeport, Florida. I’m looking to invest in nearby areas, focusing on fix-and-flip projects and new ground-up construction. With 30 years of residential construction exp...

You will need a local attorney to close on a house.  

Some lenders offer discounts to return borrowers so maybe look into both flip and DSCR rates when finding a lender. 

They should do a cash out refinance or a HELOC when rates go down to tap the equity. 

They still own the house though.

@Heather Bailey When house hacking with a separate rental unit, ensure proper insurance by obtaining landlord or short-term rental coverage tailored for Airbnb activities, in addition to your primary residence policy.