refied with Mike Tavani and Krista Oslar are Guaranteed rate.

The rate will be higher, but if conventional financing and traditional DSCR financing is not working out, this option is available. 

For Non-Admitted carriers, the important item to then pay attention to is the AM Best rating (or equivalent rating agency).

I’m looking to pull equity from a property, but I have a great interest rate that I don’t want to lose.

Keep a close eye on interest rates and cash flow projections to ensure these strategies align with your financing plan.

Forth, what is your interest rate?

Hire a college students/or architect from other countries who can do 3d rendering at a very affordable rate (I pay $200 for 4 first time super realistic 3D renderings of the exterior, repeats are even cheaper) and do a number of elevation studies before you down select your exterior paint and finishes.  

My partner and I found that cashflow is the strategy that we are currently looking to acquire and Honolulu, HI has a very high occupancy rate.

You might’ve rate-shopped a bit early, but it’s not a deal-breaker.

With those kinds of rents ($5,800 between the 2), even with a 9% cap rate, in my opinion those properties should collectively appraise for nearly $500k.