As someone who deals and talks to real Private Lenders (small shops run by a guy who lends his own capital and doesn't use big box), they have a hard and fast business model that produces the rate of return they need to remain profitable and curb the risk on their cash.So the best product for a budding fix and flip investor is the bridge loan which includes acquisition money and construction money. 

I just joined GAREIA and have been attending via zoom but I want to go in person so I am able to meet other people that are actually investing in my area -Meet with lenders some I can become more familiar about the financing and different products that are available to acquire rental properties If I could design a this is how to get your property this year, what you said you are going to do is basically it so great job.

The products they sell are almost always counterfeits or not as described and the land they sell/finance are worthless.

The more experience you get the more sophisticated you can get in your approach to investing. 

However, we typically use the FHA-203k loan because it involves a renovation, which I highly recommend if you are looking to really boost your equity and have the cost of the renovation wrapped into your loan with a VERY LOW AMOUNT OUT OF POCKET.I like the FHA loan, but honestly, the Fannie May Home Style is an even better product at this point because you just have to bring a bit more cash to the table 5% vs. 3.5% (w/ FHA), but you have a bit more flexibility.  

If it's a matter of a quarter point but the more expensive debt is with a bank that offers better other terms like amortization and LTV, and they have a rock star loan officer, I'd go with the slightly higher interest rate product.2.)

Also can you list some banks that allow the soft pulls when applying for business products.

The only time I suggest other software, like AppFolio or Yardi, is if you’re managing larger, more sophisticated commercial multifamily deals.

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

They may have economy of scale but the consistency of delivered product is not always there.