just double checked my lender is now 80% LTV for short term rentals only 85% for long term rentals

Hard money loans are another option for short-term financing, especially if you're looking at fix-and-flip opportunities.

Keep it short and sweet: thank you for your application, the unit has been leased to an earlier applicant. 

Short and sweet here: There are no true DSCR HELOCs.

I'm not a fan of selling a property that is performing in order to solve a short term problem.

During 2020 to 2022 I was fighting to keep my business profitable as materials and labor came in short supply and eventually led to the inflation we're seeing now.

Our aim is to maximize appreciation and rent growth while still cash flowing enough to break even after all expenses in the short term.

Trying to distance away from financial attunement is like Morris Invest/SDIRA Wealth. just buying time.

In addition to offering "cash for keys" assure them that they can use you as a referral on their next tenant application, or offer them a short term-2 month lease.

As another poster mentioned rates are lower than they've been in the previous 18+ months but unless some very surprising economic data comes out between now and when you did your refi it seems unlikely that rates are going up in the short term and there is at least a decent chance that rates drop a little more before then.