Unfortunately, this costs $$$ that you shouldn't have to spend.

i think you can be successful if you are willing to do what you alluded to, which is spend time in person in your chosen market. 

A lot of people spend their time doing this, but it's not a good use of time because it can not teach you anything relevant without seeing each one in person.

@Trace P. again, why would the government logically spend YOUR tax dollars paying more than market rent for an S8 tenant?

So you're willing to pay $30,000 for their furniture when you could spend $5,000 on your own?

New York is hard to evict people and you'll end up spending more time and money doing it yourself.

I don't want to spend all my capital, but I think I could potentially refinance and get some back.

If she is getting close enough to thinking that there will be an income disparity, she will stop at nothing to compel my husband to provide income documentation.All finances are joint except for the rental, which I keep rents for in a separate checking account and track spending for.

And does Congress approve this spending?

It's not only the money you'll lose, it's the time you spend (I figure worth $100 hr) and the mental anguish and stress.