On top of that, everyone is telling me I need 2 years of self employment income before that will count for purchasing power, and the creation of the LLC is trapping me to where lenders wont count rental income.

The reason bank loans became much tougher to obtain last time around, was because there were a ton of new regulations and the creation of the CFPB.

Aside from providing the basics (ie. listing tool to get the property published to 10+ major sites, scheduling tool to schedule viewings, tenant screening with comprehensive applications -- pulled reports from TransUnion, which include nationwide criminal background checks + credit checks + eviction history, digital lease creation tool, rent collection tool, and maintenance tracking tool), some services also offer your tenants additional capabilities which makes it an easier sell on your end when getting them to transition over (ie. their ability to report on-time rent payments to the credit bureaus; this can create an added incentive for making sure they pay that rent on time).

I'm looking forward to making my first real estate investment by the age of twenty with the goal of making this investment a wholesale or flip, which in turn would provide the necessary capital/revenue to purchase a multiunit property primarily focused on the creation of cashflow.I want to convert my mind into a resourceful asset to myself and to the individuals who help me establish my real estate journey, so if you have any suggestions for someone as young me and as someone new to real estate investing, I'd be honored to hear them.

It grants the SBA a security interest (lien) in all the property described in paragraph 4.Paragraph 4 says:The Collateral in which this security interest is granted includes the following property that Borrower now owns or shall acquire or create immediately upon the acquisition or creation thereof:Sounds like paragraph 4 should be a list of property ( mine has nothing listed ).

If giving a discount, or payment plan, is there a form for this, or something of your own creation?

My podcast covers a lot of MF - Pillars of Wealth Creation. 

Aside from providing the basics (ie. listing tool to get the property published to 10+ major sites, scheduling tool to schedule viewings, tenant screening with comprehensive applications -- pulled reports from TransUnion, which include nationwide criminal background checks + credit checks + eviction history, digital lease creation tool, rent collection tool, and maintenance tracking tool), some services also offer your tenants waived ACH fees and additional capabilities which makes it an easier sell on your end when getting them to transition over (ie. their ability to report on-time rent payments to the credit bureaus; this can create an added incentive for making sure they pay that rent on time).

Aside from providing the basics (ie. listing tool to get the property published to 10+ major sites, scheduling tool to schedule viewings, tenant screening with comprehensive applications -- pulled reports from TransUnion, which include nationwide criminal background checks + credit checks + eviction history, digital lease creation tool, rent collection tool, and maintenance tracking tool), some services also offer your tenants waived ACH fees and additional capabilities which makes it an easier sell on your end when getting them to transition over (ie. their ability to report on-time rent payments to the credit bureaus; this can create an added incentive for making sure they pay that rent on time).

I'm sure students going all over creation and flying in and out of NY didn't help, but there were a lot more than just spring breakers flying the past two weeks.