I provide short term rental furnishing and renovation finish list that includes paint colors, light fixtures, cabinets etc.

If you want to know what I coach or my program, a simple Google search will provide the information.

if i were to acquire these and have them be owner financed, I would want clear title and the other mortgage on this lot removed - especially if my loan has a balloon on it that matures prior to the existing loan, as how would to provide clear title?

The seller was willing to take a secondary position on other property assets and provide a 3yr 4% interest on his loan.

So @Mike S. is providing the perfect solution for you. 

:We use the cheapest ones that they provide at Lowe's, our handyman installs.

So I’ve read that unbrella insurance providers require you to use them for car and home.

They do minimal at best verification of the data the applicant provides.

NC usually provides better cash flow and Phoenix is characterized for stronger appreciation than NC.

@Bryan HarveyJust realize they provide high returns but it’s my understanding your investment is an unsecured loan.