People over the age of six months will be included in the occupancy number for the house.GUARANTOR REQUIREMENTSGuarantors may be used for students with insufficient credit or applicants with insufficient income.

After taking last year off to become a Natural Foods Chef and a Nutrition and Health Coach, I have come back into Mortgage Lending with more energy and excitement than ever!

Two layers of asset protection are better than one just as two pairs of eyes are better than one.Secondly, I believe $300k in liability coverage is insufficient.

Exterior damage to a building (forget who lives behind the wall) may well be a maintenance/repair issue for the HOA, if so, yes, assessments can be applied to pay expenses required when funds are insufficient or not budgeted.If I were in the HOA, I'd insist on the HOA assigning loss proceeds back to owners assessed so that when or if insurance pays, it can pay the assessment.

But at the same time, I believe there are steps that I can take now to set my foundation up for success now and in the future when I scale my operations.I am not knowledgeable on taxes or setting up business accounts, so I apologize in advance if my question seems misguided or insufficient with information.Thank you in advance.

When you are young and have insufficient w-2 work history, banks don't like you that much.

Indeed, the information you give is insufficient.

Plus I was mentally and emotionally drained after weeks of screening so many potential renters with 300-500 credit scores, evictions, insufficient income, fake landlords, fake employers, fake ID's ... after all that I knew better, but my judgement was clouded when I finally got a credit score over 700 and what looked like a decent paying job. 

Re-appraisal of the property in late 2020 did not result in sufficient valuation in order to complete a cash-out refinance, however, I did an FHA streamline refinance which lowered my rate from 4.875% to 3.125%.

Providing power to the neighboring property, if well documented, could be helpful to establishing continuous use but it is likely insufficient.