The city also benefits from a relatively low cost of living compared to other major cities, attracting both renters and investors.

A DSCR loan is going to require more down, have high fees at closing, a higher interest rate, a pre-payment penalty, and will require you to have cash reserves that you likely don't have at the moment.

:We use the cheapest ones that they provide at Lowe's, our handyman installs.

Most lower priced condo projects are not very healthy and why they are low priced.

Usually if you have several accounts and investments with 1 bank they will provide you with low to no lender fees and the better rate.The main issue here is that there is a lot of time/effort spent looking at your financials and documents to make sure there are no discrepancies, qualifying you, and sending Pre-Approval Letters, for you to just go with another lender that is offering you the better rate/fees.

The market still has relatively low entry points compared to other major cities, making it possible to find multifamily properties like duplexes and triplexes in the price range you’re targeting.

It possible that the market will stay low for a long time.

There was positive population growth, medium home price growth, low unemployment, good rent to home ratios, and low crime, all of which are factors when I start looking into an area to invest in.  

Rates as low as 7.25, depending on credit score and LTV.

I usually have very low turnover so I was hoping to organically grow my presence and name brand so that I had more visibility in the marketplace.