The most profitable option is Airbnb, the most passive is long-term room rentals, and a hybrid approach can balance both.

I really like Lease to own option to get into deals without having to take on massive debt.

I also dont know of anyone who will lend against an IRA since that's basically untouchable as collateral.

I think you’re under a misconception that’s leading you to think you have options you don’t…You say it’s worth $1.1M and you’d net $500k.

Sometimes cities will allow this, but it depends on local zoning rules.If neither option works, it might be worth consulting a real estate attorney to explore your options.

@Paige Gardner it depends on the person. hml are my last resource, it's a option for sure. 75% too high for me. that's the game for them, that's how they make its money. don't take it off the table but definitely explore ur options. 

One of its standout features is the ability to directly link your Airbnb account, as well as the bank accounts you use to receive rental income and pay expenses.Another feature I really appreciate is Baselane’s built-in banking option.

For properties under $300K, you can definitely find okay options in these areas.

I am not sure, but I imagine that you could also help out and lend your credit to this type of purchase. 

I do single family "off market" that I take over with owner financing, subject to, wraps and lease options.