We have tried multiple local collection agencies, and we have not received a penny for over a hundred thousand dollars of bad debt submitted to them.We keep hearing, "It takes time" but it's been well over a year with the most recent one.

MYTH: transferring debt to heloc will pay Debt off soonerBUSTED!

Additionally, involve a real estate attorney to ensure the transaction aligns with legal requirements and protects both parties’ interests.

.- China is issuing record debt to stave off recession, while the US bull market continues (Wallerstein).- Texas vs California Home Construction.

Also do you have any debt?  

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

If you have a lot of equity and little cash flow, you should consider accessing that equity to use elsewhere.Another factor to consider is your interest rate on the debt.

To Sum it up, its a good idea if you can exceed the cost of capital (higher rate than your cost of debt) with what you earn on your heloc/debt you pull out and invest.The question is how much gains above is enough to substantiate the risk of your variable interest rate, well thats up to your personal investing criteria.

The last two hours were with the legal team at MR and they confirmed there can be no other up front charges beyond the one month’s rent cap.

Once you know what is legal (seeing other listings in a particular area does not count as people do it in illegal areas all the time).