It could also be possible that the two lenders either don’t know the intricacies of calculating & qualifying someone buying a rental property or just maybe they don’t know how to properly qualify you based on the two GSE’s guidelines for student loan balances, payments,etc.  

We delved into the intricacies of structural repairs, electrical and plumbing systems, and the integration of fire-resistant materials to enhance the safety and resilience of the reconstructed house.Throughout the arduous journey, we encountered numerous setbacks and hurdles, which tested our resilience and problem-solving skills.

So understanding all these intricacies based on data analytics could even change your way-of-though for future investment. 

Many tend to promote the book-highlights, as in "according to what I read...." and not mention from real-world experience as the on-the-ground reality has some unique intricacies.

I find that many of the ones out here are not that familiar with the intricacies of owning rental properties. 

Although she runs a virtual practice, if you want to make sure your tax pro knows the intricacies of your local tax laws, you can do no better than Natalie.

I would get in touch with an agent as soon as you can to walk you through the intricacies of each city as there are good neighborhoods and bad (as there is anywhere).

You can do as low as 15% down payment on the renovation amount plus the purchase price as long as it will be a longer term hold and not a flip.For exampleHome Price: $200,000Renovation: $100,000Price: $300,00015% down payment: $45,000Now there are closing costs to discuss as well as some other intricacies of how renovation loans work but that is generally how the down payment would be calculated.

.- Or you could re-invest to CF OOS.Each of those has its own risk/reward intricacies.

Underwriters appetite tends to change depending on the region so someone in your area would be much more familiar with the most competitive insurers and be knowledgeable about the intricacies of local laws etc.