I am becomming more and more concerned with fraud.  

Leaving it vacant for a year won't change anything and could likely even provide evidence of intent to commit mortgage fraud if you're prosecuted.

Plus, insurance premiums are expected to go down by up to 50% due to the El Niño effect, which means fewer hurricanes are expected to hit Central Florida, and new legislation reducing fraud provides another great advantage.

Our median home price in May 2024 is nearly identical to May 2021 and May 2023.

I would just caution doing anything that could constitute mortgage fraud.

As an LP in a syndication with two (let's call them) identical offerings in terms of asset type, business plan, submarket, asset size, projected returns, fees, waterfall, etc.  

Texas, Wyoming, Delaware only allow piercing the veil under fraud.  

If they have no intention of following through with a purchase, then the argument can be made that they have engaged in fraud.  

Where in your pean to sub to do you limit its use to buyers who have the money to buy out the mortgage on no notice when the seller’s lender calls in the note for due on sale, and to sellers who have the money to buy out the mortgage on no notice because the buyer was a fraud who rented the place out, kept the rent, and didn’t pay the mortgage? 

And yet another, recording a memoradum of purchase agreement to cloud title and then not releasing the memorandum in order to hold the property hostage for a fee, is a serious legal issue.And another, signing a purchase and sale agreement without the intent or ability to close, is fraud.