I don't meet lending requirements so money seems to be frozen.

I want a multi family investment property but there are so many options/roads I can take that I’m frozen.

In certain corporate formats (not sole props or LLC's) it is possible to leave a business registered but mothballed and hold a "frozen" 401(k), but that is a rare exception and certainly not something we would encourage someone to pursue with intention.

I used it while I was getting the place ready and the freezer kept things frozen and the bottom kept things cold.

NO they got frozen you could not access them .. and many got called.. so when you did pay them down they went away.. 

What happens is that clay is 1) very absorbent 2) very expansive when frozen.

I've paid off a dozen rentals with my savings self-managing , but it's not for everybody.I don't do STRs , so not sure how they work with PMs, but I do see a lot of frozen pipe stories that are 'professionally managed.'

@Matt QuockHi Matt,One of my concerns about using a series LLC in a non-series state would be if a serious (non-frivolous) lawsuit arises in that state will the judge on the case deem the series to not exist under the laws of their state and expose all of the assets in all of the series to the lawsuit (having all of the series's bank accounts frozen, exposed to judgement etc...).Just my thoughts on this.

get qualified for your take out on the refi before you get over your ski tips.. risk is a retrench in values and your heloc gets frozen or called.. 

Then I decided I didn't want to deal with snow and frozen pipes, hurricanes, earthquakes or floods.