This creates a risk of sorts where if you are in the middle of a rehab or have a deal under contract, those funds may not be available.Best practice is to have those emergency funds in something liquid that can float you for some time until the HELOC's are available again. 

However, if you can float the cost from your IRA and not lose any sleep over it, then I'd do that and just get it over with.

not saying that others that chime in are not correct but there are alot of  myths floating around that are NOT true. 

They just floated the inquiry today, so I have a lot more digging to do if they are serious, but if they come back with a number I'd like to know if they are in the right ballpark.Thanks!

It has been somewhat of a pain at times when the tenants don't lock the kayaks back up and they go floating away or missing. 

We have decided not to buy here because it is too expensive to buy-in AND rent control has been floated around city meetings.

Have preliminary conversations with them to see what their requirements are as well as the terms of their product (i.e. draw period, floating interest rate as it relates to prime, repayment schedule, annual fee, and closing costs) before you start forking over all kinds of financial documents.3) Most banks will go with 80-90% LTV, which means they will take that percentage of the appraised value and subtract it from your outstanding mortgage to determine the credit line.

I have been in business for over 21 years and we have a floating value of over 100 million under management/ownership. 

I have seen that LVT or luxury vinyl planks are being heavily promoted over regular Floating/laminate flooring. 

There are tons of free ones floating around but its important to understand your contract and the terms within.