Thanks so much for your help in advance I would see if you could do a rent to own or seller finance. you are going to have trouble getting financing without income for a primary residence as the lender has to follow federal guidelines and your ability to repay - which if you do not have income that makes it challenging to qualify. 

In 2020, we took on one of our most challenging deals in Hudson, NH, where a woman reached out, desperate to sell her home and escape a troubled marriage.

I was never licensed and never wanted a license.I don't like being held to a "higher standard" lolIt's cool being able to tell Wise that he is a wanker and not get in trouble by the division of real estate for doing so haha.Also, you can market and sell what you own without having a license.PM is a different story and as you mentioned mate, an officer of the company has to be a broker in order to satisfy the division of real estate.We are actually double d#$%ing and have two brokers as officers as the division didn't like that our broker was in Florida so now we had to get one in Toledo also.If only I was a whistle blower, could make a nice buck as I know of at least 2,000 units illegally managed in town by folks without a license or broker.🤷‍♂️ thats why we worked together on deals..  

On the fence about joining Land Academy.

If the basement is not a permitted space you are asking for trouble renting it out (or subleasing it with the first floor) I personally would perhaps think about moving your elderly parents into the first floor so that it is easier for them instead of going up stairs all the time.

When you swing for the fences, don't be surprised if you strike out. 

Here's my troubles...my fiance and I both dealt with divorces and sold out of our houses.

Quite possibly the single biggest misconception that gets investors into trouble. https://www.biggerpockets.com/forums/311/topics/1216224-advi...

So in the event of legal troubles the umbrella policy should cover the potential damage before they can come after your properties.  

I know someone who had trouble remembering to use a cutting board as an adult because they grew up with butcher block.