Because of the additional income I am producing through the consulting business, I am afforded the opportunity to invest money in real estate.  

Lenders want to see two years of stable income before they loan money to you.

On top of that, the rent-to-price ratios in Detroit often outperform other markets, which can mean solid cash flow alongside appreciation potential as the city continues to grow.The key with Detroit is understanding the nuances of the market—it has a large footprint, and neighborhoods can vary drastically, even block by block.

and if you don't have enough money to house hack in San Diego... save up until you do.and if you want to move somewhere else, house hack there. 

Kieran, the best bet here is to refinance with a DSCR loan.

Now having a trust to avoid probate, care for young children or folks not ready to inherit large sums of money yet are very good reasons to have trusts.

@Pranita Maldikar Unless the seller is a family member or personal friend, I'm not sure why you'd want to put that much money down on the property.

Even for LTR. 

Did anyone work with them or are they even legit?

If I were the neighbor, it sounds like I'd be the only one bringing money to the table so you could get something you want.