We use a YTDpaystub and last year’s W-2(s) to calculate income several different ways:Hourly or salary income calculated to a monthly amountYTD income divided by number of YTD monthsYTD + W-2(s) income divided by the corresponding number of monthsIf these numbers vary too much, then we investigate and require an acceptable Letter of Explanation.Employment StabilityUnless an applicant has exceptional credit, we strive to determine their stability of employment to make surethey’ll always be able to pay the rent on time.

I would check out the top listings in your area and pay attention to what amenities they offer, property description and pictures.The price, warm and friendly greeting you give in your listing, plus clean beautiful pictures are critical.

I have bought and sold six homes, had one beautiful flip, and kept one duplex that was a BRRR score and currently building two more duplexes with the opportunity for one more that is build ready.  

Beautiful city, near the coast and mountains, a ton of businesses moving into the area, large demand for property, etc etc.

Most people wont go that extra step.Oh, and by the way, don't send beautiful well designed post cards.

Enter the home to an Open concept with beautiful wood beam 10 ft vaulted ceilings.

Enter the home to an Open concept with beautiful wood beam 10 ft vaulted ceilings.

We have lent on 1000+ properties in the past year and strive to deliver exceptional customer service.

We have beautiful canopy roads and close-by beaches.

A third of a million $$ down the toilet.Look, I lived in SD for 4 decades and yes, it is beautiful.