Congratulations on having money saved by the way, most Americans can't say that, best of luck!

But I just don’t like people who sell “the American dream” knowing full well they will being leaving people unemployed and $50,000 in debt.  

After 3 years, it'd be paid off completely. 35000/100000 = 3.5% which is a bit higher than the 1% rule, which seems much more difficult now-a-days in the United States.Business in JapanAs an American, we can go there for 90 days, no VISA required.

More and more Americans visit, move to and buy property there.

And maybe that requires a new type of status in our system like "in suspense".this is why they end up moving to CA or state that's friendly to immigrant ; they try to avoid AZ for sure LOLI would say actually most of them don't really need help as their business mind and hard work and their survival skillset are great, I am more worry about american-born genZ actuallly.

Really cool U tuber American Airlines pilot as well so he does a lot of aviation stuff as well.. 

Let's also take into account every 7-15 years, if you're an American, you'll face a recession followed by an interest rate cut.

We do a couple million a year using exclusively DataTree (First American) Data.

Otherwise, you are going to be an interview victim on American Greed (or, more likely, simply invested in mediocre or poor opportunities...or investments that don't align with your goals and criteria).

Immigrants have significantly contributed well almost everything to American society (they created America), created its culture, economy, and diversity of the nation.