And can I get away with only getting permits on new electric & moving plumbing, but demo,  erect walls myself and things like that?

For example we write exclusive use of the rental property includes use on two sides to the tree line, on one side to the rock wall and to the front curb. 

I think this might be a low point because the Canadian government is trying to pump the housing market before the election next year by lowering rates, relaxing mortgage insurance conditions etc.Yes they have been putting in all these measures to prop up the housing market as they see the pending implosion writing on the wall. 

Some Wall Street forecasters claim 100K to 300K with about an average of 150k by end of 2021.

I opened the walls up once.

Is building over the drive through limiting your ability to punch a hole in a wall, re-stripe the traffic pattern and, and put in a restaurant drive thru, when/if the time comes?

1 Bed 1 ba condos can be difficult at times, making the design as unique as possible such as adding accent walls or expensive finishes throughout the home that matches your towns aesthetic/niche are valuable additions to smaller homes where you can't usually add a pool table or other amenities you would find normally in a house. 

I am debating whether i should just fix the shower pan. or, rebuild shower as well just in case water leak is coming from shower walls. what do you think? 

Most are non bank lenders nowadays which sell them off to Wall Street.

I didn't read that text wall, but Innago.