I suppose you might argue that it cuts down on aggression (get yourself firm evidence from a vet for that) and cuts down on uncontrolled aggressive dogs (un-neutered) from coming around, but otherwise, why would you care whether the animal is fixed or not?

Is it a lost cause and I'm just supposed to fold and cut my losses??

I suppose Building Science is not a subject of much discussion on this platform...

. :-)@Joyce A DebrahHi Joyce,I suppose part of your question rests in how much of a roll you want to take on in your real estate investments. 

Wise and Relay are supposed to be good options for online banking. 

I suppose if your plan is to scoop up his foreclosed property later on.

This is how it is supposed to be handled but some lenders have overlays or loan officers are not aware of the actual guide lines or rules depending on their organization or who they are selling the loan to in the correspondence channel.I have come accross this several times you simply make the underwriter aware and in some cases the agents and appraiser are informed as well in case there is a need for an outside LOE letter of explanation. 

The city says I can because the seller was supposed to disclose it.  

Latest flip, we had flooring ordered and paid for, then it sat in a warehouse (with the fedex label created) for over a week (was supposed to go out within 2 days of order).  

Should I foreclose immediately or am I supposed to wait the 3 years post?