My applications are stashed somewhere, out of sight.  

Most of them refuse the money but I always at least stash some gift cards around their houses before I leave :)

It is an absolute grind but has allowed me to stash up a nice amount of cash.  

In this business our name is everything & unfortunately there are a bunch of jokers out there calling themselves real estate investors.

You may be greatly skilled at fixing houses or have a nice saving stash ready and waiting along with a list of vendors on hot standby.

I have been saving like crazy and have a good stash of cash in the bank to start really looking into commercial properties.

not even Fannie mae asks for a POF upfront - whenever I see that my broker-joker alert goes off.  

I already have a 401k with employer matching, a Stash account with about a thousand dollars, and plenty of savings.

Learn real estate before trying to deal in real estate.You don't need cash or credit to close a deal in your name and then sell it, that is the proper way to transfer title.Don't get on the wholesale circus train where you have clowns to the rear and jokers toward the front, it's a runaway train!

My advice would be to get into something to rent that's cheaper and stash the extra money for a bigger down payment or pay down any debt and get the credit score up.