Hey Art, Yes there are several that can do 20% down.

It's 50% art and 50% science.       

Far too many of the RE hobbyists get burned because they aren't committed enough to the art and science of running a Real Estate BUSINESS.

I love the art of the deal for triple net and also apartment buildings.The best way you can share on Bigger Pockets is to give knowledge freely and people will gravitate toward you by what they read.

@Art Maydan   From a contractors perspective , What good is tracking a contractors hours , he may have 2 employees on the job today and 4 tomorrow .  

We've got all kinds of cool bars and restaurants, art galleries and museums, and enough tall buildings to ensure you can't see your shadow when you're walking around experiencing it all. 

You don't have to go to a private liberal arts college that costs 65k year to get a good education.

I went to local thrift stores and found original art for Cheep $$.

Roofing isn't rocket surgery, although there is some art to it.

Once is just finishing the tasks and assuming "ok I added a picture of me, I am credible now", while the other is an art, not just a science.By throwing paint on a canvas assuming you now have a priceless abstract painting is obviously wrong.You can add a picture of you in your polo logo shirt, while I slap a picture in my faded Walmart T with paint on it, and I will still beat your Butt in credibility.It is your demeanor WRT to your picture, it is your website, what you say How you say it everything as a whole which will have any and all specific elements or components on your website have a completely different feel for your traffic!