Certainly, in our neck of the woods (we have acidic soil), almost every tank will be completely corroded after 30 or 40 years.  

I quickly got coverage but damage to rented premises, medical expenses, and personal injury were excluded (which makes we wonder what I'm paying for).

We are more creative-investor centered and recently, have been growing quite a bit in your neck of the woods (and definitely on MetroTex).  

In my neck of the woods, investors are getting 2-3% in your C-D areas.

Guys working in a refinery driving jacked up trucks, smell like diesel fuel, chew tobacco for breakfast and have neck tats. 

or a person that has a good sense of the market, is able to see a lot of properties, has the skills and abilities to scope, bid and execute a project, is legally allowed to contract with subcontractors directly, is legally able to negotiate municipal permitting rules and is legally able to carry the GL insurance to cover against injury and loss at a level unavailable to unlicensed folks?

I just wanted to hear from some investors in my neck of the woods! 

If the tenant substains injury, then the landlord can be held responsible for it.When it comes to General Liability claims, it is always best to submit and tenant claim.

INDEMNIFICATIONOWNER agrees to indemnify, defend and save the PMIC harmless from all loss, expense, damage, claim suits and costs whatsoever (including without limit attorney’s fees and expenses) incurred and arising from performance or attempted performance by PMIC of its duties and powers hereunder whether for personal injuries and/or property damage suffered by any person whomsoever on or about the PREMISES or otherwise, and to carry at OWNER’S expense liability insurance of at least $300,000 to protect the interest of the parties hereto.

OK, sorry to hear of your injuries.