As humans, no matter what, we tend to be victims of our own confirmation bias so we are going to side with that which confirms or strengthens our current beliefs.  

I have rationale for my belief and a track record of being fairly close to accurate for the last 7 years (which for SFR have averaged over $100/month per year).Higher markets typically provide higher return for value adds. 

That is another false belief that people will call police and they will arrive in time to get there so no worries.

My belief is the smartest investors invest in the higher appreciation markets and the numbers back this up.Case Shiller lists these markets as the three markets that have produced the best return for buy n hold this century (2000 to now): San Francisco, LA, San Diego. 

I live north of NYC these days and let me share with you that there is a populous group of European descended people who avoid taxes on religious grounds by declaring everything a religious institution, study religion while on welfare rather than working and having as many as 12 children per family.

@James WiseEpisode #165:https://www.iheart.com/podcast/547-biggerpockets-podcast-real-28287226/episode/165-limiting-beliefs-that-hold-you-28287248/

Despite what some are saying here, C/D properties are a good investment, provided the following:1) you make your properties into something people would want to say in long-term, so they feel like a home (which is an initial investment),2) screen applicants well (despite popular belief, plenty of normal, hardworking, honest people do love in C/D areas, all you need to do is wait for the right tenant when you are screening),3) figure out a way to do cheap maintenance (Craigslist handymen are a hit and a miss, but it never hurts to try).As to single mothers with kids, they comprise the majority of our tenants, and they are excellent tenants!

@Jason GoretzkiI listen to the podcast religiously which is why I believe I could probably do something with what I already have :o thanks for the advice !

I found some primary ones to be limiting beliefs, fear of the unknown, and deviating from the crowd.  

It is a great introductory book to personal finance that challenges belief systems about money.