This has resulted in our income has increased dramatically!

Each of these variables will dramatically change the advice for the individual asking this question.

I have seen some pretty dramatic transformation in that area by flippers that gets some deals from the MLS.

If the response is something like, “They can’t even sell me on this deal,” it dramatically undermines the loan request"@Robert Williams, I think you're desire behind the all-in-one doc touches nicely on the Character that our lenders are looking for.

I've been using CL successfully for 6+ years and have noticed over time that the usage has gone up very dramatically, but the number of good posts and good, real responses has increased at a much slower pace.At this point, on my local CL, I'd say over half of the postings on CL (for real estate) are also listed on the MLS and they are reposted every day or every other day.

I am actively working with some lenders now on commercial (5+ unit loans) who are willing to go as low as 20% as long as the debt service ratio works, but the rate spread changes dramatically.

A lot of those numbers you see, you would be totally justified in going ahead and putting a big negative sign in front of them to show you the more accurate returns on them.That of course is an over-dramatization, but in some cases it has been what has happened.

Is BP's activity going to drop dramatically while most of us more active members are in Denver?

I gather those are fees charged by the bank for a loan, but I don’t understand why they’d be so dramatically different on a loan that is only $20k different. 

This is standard Fannie Mae guidelines, so this is not necessarily how HELOCS are calculated, but it wouldn't be dramatically different though.