Anthony, yes, read Dave Ramseys books, if you can't afford to buy them go to the free learning institution with free books for use in your town (called a library).You have been on these boards for years (I think you went by Tony on another RE board), always the same.The first thing you have to realize is the one common denominator in all your problems is you (this is true for all of us), if you keep having financial problems, YOU have a financial problem,,,its not caused by bad job interviews, people that aren't serious about buying something on craigslist etc.If you can't do anything else go spend 30 hours or so a week picking up scrap metal and recycling it,,you can do that anytime and it won't interfere with your schedule at your regular job.Make a plan financially and LIVE BY IT,,you don't need internet service, go sit outside starbucks and use that internet service,,between the three of you does anyone have a cell phone,,then use that as your primary phone,, I have hit bad times in my life, most of us have,,,but we decide that's not how we want to live,,,You have a financial problem, that is NOT what I call a "serious serious' problem,,,if you have a child or loved one about to find out if they have cancer, THAT is what I call a "serious serious' problem,,,,you have a situation you have allowed yourself to be in,,,make a plan and go work it out,,The way to make more money is to be better at everything you do,,then you will get noticed and will get promoted or another job offer

When are options discussed with me (i.e. installing a cheap plastic faucet that may break again soon or a more expensive metal one that should last longer)?

The house I need financing for is a 3/2, block house with a metal roof, large fenced back yard, fireplace, and 1-car carport.

Birmingham, Alabama (Pinson)1975 Split Level 3 bed 2 bath 1 car garage 1,200 SQ FT; Metal RoofASKING:$75,000; BOUGHT:$70,000 (C Class Property) 25% down; 4.25%REHAB: $9,000RENT: $875; (Going up to $893 on the new lease)ANNUAL PROPERTY TAXES: $901Put on the market May 18, 20161st Application received and processed May 20, 2016

Didn't get it at first as I was thinking, "If the cat was in the chair with its tail coiled there shouldn't be an issue". 

There was a small crack/hole on the piping that's between the casted metal sections near the flame.

So the house is just wood, metal and  stone.BUY IT and rent it to God fearing Christ followers Cause demons won't bother them without Gods permission.Imho

Ok, just returned back from rental, the A/C is running but the technician did some diagnostics and said I have to replace evaporator coil and there may be a leak I have to address, net repair charges is $2500, or the new unit is around ~6k (for 4 ton)(:, Didn't expect this is in month-2 of my journey, I am seriously thinking of taking a home warranty and crossing fingers for a month to go by before I call them And since I am planning to keep this rental for a long time, paying $2500 for repair somehow does not make sense Also I did a rookie mistake, I don't have any clause in my tenancy contract for tenant to Pay service fee, I guess it's a lesson learnt for future

I lived there for a time and met all my gardeners, handymen, plumbers, and electricians.

Too little metal, and too much afterbirth.