She insisted she couldn't pay a penny more. 

She has done nothing but slow down the process and now that our contract is signed, she refuses to let me set up a lockbox and insists on having the only key and letting me in the property each time I need access during my due diligence.

Find some deals on your own so there are not 2 or 3 people waiting on day 1 of the listing.But if you insist on the MLS, be patient.

When we questioned the seller about it, they insisted it was up to code, and produced the signed permits from the city inspector.4.

well get massive number of buyers to buy houses from him not one or two but 6 or 8 and after that he comes back and rents the houses after depositing a 25,000 incentive in your pocket for just renting the house he just sold to you.8x4 = 200,000 he insisted that he had already made a lot of money out of pure marketing and also out of renting, because the renting and the marketing companies were the same?

The same way that the bank insists your spouse sign off on the loan, the title company will insist that your spouse sign off on the deed transfer because the transfer is occurring after the marriage.

The only thing I did not like in this that your loan is 5 years with balloon payment - I would insist on 10 years (even 7 is better).

If he is insisting, why?  

Had I had to pay for the call, I would have insisted the landlord call and eat that cost.

In the front of my lease agreement is listed the Financial Page, Pro-rate Page and I do have the signed lease page marked with a paper clip.I have photo's of the home before I rented it out for the Judge to look at.And (Upon request) I bring my Photo Book of our rentals (outside views) in case the tenant(s) insist I'm a slumlord.