Cop will merely tell you that it's a dispute with a landlord.

Thanks @Daria B.Yup, same language as the bank has if you cxl insurance on your mortgaged residence...regarding the tenant, it's a notification clause that identifies you as an interested party, but not obligated to pay the insurance or responsible for any of the happenings, just that if they lapse, you get a notification as well as the policy holder. 

All too often, that ability is considered a mere "privilege," similar to the privilege of an owner to use the community pool or clubhouse, or to park a specific number of cars in a driveway.

He isn't going to toss the entire claim because of one bad item that you are claiming for, he'll merely say that you can't claim that because of xyz.

These are things beyond mere profitability, intangibles that (for many) have opened the door to making travel affordable and real cultural exchange possible.

Additionally, most break down to either:Tenant-initiated pay portals (tenants must opt-in to start payments)Automatic debit services (tenants must opt out to stop payments)Depending on your situation you may choose to use a service like NAIL or ClearNow merely because payment is attempted automatically versus bugging tenants to initiate payment on their own. 

She never abused the privilege and I would've put a quick stop to it if she had.To your second point: true, but I feel like I'm responding to the usual false dichotomy often presented in discussions of PM: to wit, EITHER:Pay 10% of gross revenues to have PM; OR:Personally make 3AM calls to deal with clogged toiletsI'm merely challenging this notion.

Whereas, traditional testing is merely memorizing information.

(b) The tenant does not forfeit the right to a refund of the security deposit or the right to receive a description of damages and charges merely for failing to give a forwarding address to the landlord.

In such a case a mere occupant can often establish legally cognizable rights to continue their occupancy.