The insurance company should not be able to deny any subsequent claim on that converted garage, as you were not the one who "built" it, and you could claim that at the time of purchase you were unaware of this issue (unless you were notified in writing on the seller's disclosure form) but it wouldn't hurt to try to hire either a structural engineer or someone from the county to inspect to ensure that it meet's building code.

The is a deed restriction and would also apply to any subsequent seller during the 90 days

After a lot of good advice on the forums, and a few subsequent in person discussions, I've just launched my first wholesaling campaign (500 letters, Chicago market). 

Each subsequent mail piece helps your cause.

Happy to share my experiences here if anyone is interested.Regardless of the tactic, it all boils down to a cost per lead generated (and the subsequent revenue generated).

Hello ladies and gentlemen, I am hoping for a little guidance...I started driving for dollars about 6 months back and subsequently started a direct mail campaign.

Marie Poe  yes FSBO s are required to use it... and the law only pertains to the ability of a buyer to back out last second and not loose EM.. but if you were in a subsequent lawsuit and had not provided one I think it would weaken your case at the civil level.Oregon is pretty picky on licensing. 

The big ones are fire breaks between the units, egresses, and stairs.Without a legal conversion and subsequently the city's blessing, you will not benefit from the third unit on resale (as any alternative approach will still be reflected as a duplex only).  

Just with her all cash $110K investment in a triplex, sale of it, and subsequent purchase of the COOP, was a million dollar return right there.

The first 2 meetings were free and the subsequent ones are fee based, but they offer a coupon for a free initial meeting.