I am launching an i buy house website this month, with the add-on value that we can also list the home for the seller if we can't buy it. 

Now add on 1.2% of the loan as mortgage insurance, and you'll add another $150 to the bank each month.

Instead of saying "we're looking for 20+ unit properties in Atlanta" say "we're looking to acquire 10 - 30 unit class C properties with light value add on the West side of town" - Find and focus on a broker that specializes in what you're looking to purchase.

Some companies, such as Evolve, come in lower as they just provide the minimum management structure (I am guessing you can add on though).

It makes sense, because loan officers can have a loan "blow up" if there are add-on fees that make the borrower mistrust them.

I was required to work six days a week at 16 hours a day (and add on two unpaid 30 minute lunch periods) for 17 hours a day at work. 

Would love to get a 203k loan and fix up that separate building out back and add on extra square footage to the main house already under the roof (now a patio) could make master bed for example.

I think a lot of it comes form well meaning loan officers who dont regularly work with loan officers.I would like to add one comment to your discussion about down payment funds on investment properties which I find very important.

It may sound nice to pay a 5% management fee but the extra fees can add up to be more than the other company that charges 10% with no add-on fees.

As far as adding an extra bathroom, it has been something on my mind for some time, however it may be hard to add one without it looking awkward in the house.