Dude listen to me.If you have a crappy car with a 0.5HP engine, no matter how much you upgrade the body, add gold plates and a killer spoiler, it still has the power of half a horse.Driving for dollars is driving for dollars.

I have always used the analogy that neighborhoods are like bodies, depending on the standard of who you ask what a healthy strong person should look like will be determined by who you set as the standard for your "grade A".

Having it close to a body of water would be a plus, but not a requirement. 

Regulators look at loan fees as a percentage in most instances, so as we get down lower we can actually be in violation of regulatory rules such as usury simply because of the fixed costs.

I show up in my utility body work truck , wearing work clothes . 

Having retirement or disability income is one thing, but to be able bodied and just not work is not an adult I want to house.  

Take your shirt off and paint your body blue.

lolhttp://beta.biggerpockets.com/forums/223/topics/132989-deal-success-story-in-process-cash-flow-in-the-sf-bay-areaAnd just my 2 cents on your new property with the acre full of car/bodies.

There you will be able to see home much of your taxes go to each taxing body.

(Cleared environmental Phase I, New survey, and are at site plan stage and requesting a letter of commitment to permit from the governing body now).