Otherwise, you have an agent taking advantage of you, period.Anyone who tries to defend this act is either a Realtor themselves or doesn't comprehend the true business of Real Estate from an investor's stand point, especially someone who is starting out and/green.

Assignee agrees to perform all covenants, conditions and obligations required by Assignor under said Agreement and agrees to defend, indemnify and hold Assignor harmless from any liability or obligation under said Agreement.

I come to this site to learn and network, not to get into a back and forth thing, but I saw my site in a headline and I had to defend it.

It's up to the defendant to prove they didn't do anything wrong.Let's say you deny the ESA pitbull prospect for 100% legit reasons that have nothing to do with the dog.

Primarily the ones who don't have to use a public defender and can instead afford a high priced attorney.

The current loan balance and prepayment penalty shall be deducted from sale proceeds and if there is an escrow shortage same shall be charged to Seller at closing.5.The Borrower/Seller shall indemnify, defend and hold harmless the buyer and all persons or assigns, regardless of responsibility, from all costs, expenses, suits, liabilities, damages, attorney fees and claims of every type, including but not limited to those arising out of injury to any person, or damage to any real or personal property to any person, including the borrower and said financial institution, for; (i) any items resulting from the buyer buying the property, (ii) information furnished by the borrower or (iii) those items relating to the financial information, or (iv) the ability or inability to pay for or continue to support the debt of which the buyer is agreeing to. 

I certainly dont want to burst anyone's bubble nor defend the folks you used however the Pre-foreclosure list is a tough list to send to and the absentee list is very much overused and frankly used incorrectly... 

The Borrower/Seller shall indemnify, defend and hold harmless the buyer and all persons or assigns, regardless of responsibility, from all costs, expenses, suits, liabilities, damages, attorney fees and claims of every type, including but not limited to those arising out of injury to any person, or damage to any real or personal property to any person, including the borrower and said financial institution, for; (i) any items resulting from the buyer buying the property, (ii) information furnished by the borrower or (iii) those items relating to the financial information, or (iv) the ability or inability to pay for or continue to support the debt of which the buyer is agreeing to.

I am not saying envelopes are bad ( but I am definitely thinking this), all I am saying is that logic to defend hand written envelopes are flawed if you consider the end purpose of sending the envelope in the first place.If the goal was to open the envelope, then just throw it on a brick through a window.

I'd also say that if a demand was made prior to the note sale and the borrower did not respond, say in thirty days, that may also defend your position since no such claim was made.