Our last 15+ tenants that we've placed we've required online payments.

The issue I had was that most lenders required a certain number of completed flips done under a LLC.

And even this requires some funds - closing costs on the buy, monthly payments to the seller, and other holding costs, insurance, appraisal on the refi, etc.

All buyers and sellers of rental real estate should require Tenant Estoppel Letters in their contracts.

Are you looking at properties that only need "cosmetic" rehab or are you open to deals that require more rehab?

Because of my savings and lack of expenses, I'm in a very comfortable position to make my first move, but because my income is mid, I'm unable to meet the Debt-to-Income requirements to qualify.

Private notes require more work than Stocks / Bonds, is the added return worth the extra work?

The city has changed Section 8 requirements multiple times lately.  

DSCR loans generally require 20-25% down.

A lot of folks that work this are simply brokers and will make a fee for putting you together with Kiavi or lima one..