@T PellinIt sounds like you should speak with a financial advisor and come up with a road map to retirement.14 years allows enough time for material growth in your retirement assets and additional savings.Generally speaking mortgage paydown is low ROI.Your risk profile, wants, needs, and goals all need to be considered.

I am not asking for a formula, or a roadmap, instructions, a step by step guide.

( a must in this business)Building power TEAMS ( only as good as the team we build around us)Mentors ( to truly understand this word and why)Your WORD and why it is so IMPORTANTCredit, Reserves & Credit line( things that will help knowing while starting )GOALS / Roadmap / Accountability PartnerHEALTH!

Your plan is a good road map, but I would not expect it to happen unless you already have a bunch of money.

Her Passion is the #1 key to success but it must be supported with a roadmap and clarity of objectives.

Both of those articles were great, and the "How to Make a Million Dollars in Real Estate" one is a great road map.

Joshua - Thanks for the roadmap on how best to approach the amount of information on the site.

A mentor may provide a road map but implementation is not easy. 

The roadmap I will follow starts with wholesaling, then flips, then buy and hold multi family apartment buildings/complexes, then ultimately retail and commercial.Like most of you, I've read a bunch of books but I'm a hands on learner.

I would say you have a good plan and road map.