![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/374558/small_1621447506-avatar-h3_properties.jpg?twic=v1/output=image&v=2)
4 December 2024 | 4 replies
The no renting alone has a big impact on value.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3146335/small_1731707817-avatar-deerw.jpg?twic=v1/output=image&v=2)
2 December 2024 | 4 replies
Yes, the credit utilization ratio does impact your scores (see below) but, if you're out of debt & not using your credit cards, you may not see a hit to your scores.Amounts Owed (30%): Represents your credit utilization or how much debt you owe compared to your credit limits.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2749648/small_1736729115-avatar-kishank5.jpg?twic=v1/output=image&v=2)
4 December 2024 | 5 replies
Fundamentals change neighborhood to neighborhood (i.e. appreciation potential), inventory/absorption issues may exist, rogue city council members and/or registered community organizations can make neighborhoods less appealing with little oversight which impacts value and marketability.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2954976/small_1730406293-avatar-skl3.jpg?twic=v1/output=image&v=2)
5 December 2024 | 7 replies
No matter where you choose to invest, please keep in mind the following (copy & paste):--------------------------------------------------------------------------------------Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a Class A property in Class D area, what quality of tenant will you get?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3120560/small_1727120902-avatar-seanm1137.jpg?twic=v1/output=image&v=2)
30 November 2024 | 6 replies
Presidential election results never had much impact on the housing market.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2945348/small_1707688622-avatar-zacharye63.jpg?twic=v1/output=image&v=2)
5 December 2024 | 6 replies
The shorter the prepayment term has an impact on increasing the rate.4.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1249909/small_1724345394-avatar-benjaminj50.jpg?twic=v1/output=image&v=2)
5 December 2024 | 11 replies
Maybe agents don't care about these issues, but it can be painful when it impacts ROI as a buyer.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2616550/small_1733372097-avatar-avap11.jpg?twic=v1/output=image&v=2)
5 December 2024 | 8 replies
•Would the $70K+ cash from flipping significantly impact your financial situation right now?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1839890/small_1694912071-avatar-joshm408.jpg?twic=v1/output=image&v=2)
10 December 2024 | 17 replies
Again this requirement directly impacts me.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3151850/small_1733020934-avatar-tikas1.jpg?twic=v1/output=image&v=2)
2 December 2024 | 4 replies
There could also be a change to the HOA by-laws eliminating the right to lease and alternatively if too many units are tenant occupied it could impact the warrantability of the financing which would be problematic if you wanted to sell the unit.