To look at it from the other side, as a private money lender in my local market I need someone to find me the deals.

Your strategy takes advantage of your employment cash flow and ability to control discretionary spending.  

@Luis Cerwin as others have stated, Nov - Jan is the worst time of year to have a vacancy.Majority of tenants live paycheck-to-paycheck, so all their income goes to Holiday spending starting with Halloween, then Thanksgiving, then xmas, then NYE.January is also historically the worst month for rent payments due to Holiday Hangover Spending.

But to me that would be a spending problem, not an income problem. 

Spend your time and money learning how to avoid that kind of situation rather than learning from on the job training.

How would you recommend, or what resources would you refer for us to properly figure out how we spend our time and appropriately get compensated for it?

Most people would rather spend or save their money, so someone who is willing to invest it should be compensated appropriately.

Also, if this is something that you are looking for in a hard money lender, you might want to look into more of a private money lending model verse anything else. 

@Patrick Braswell Got it. just didn't want you to spend all the time working with your family members if the bank won't approve a HEL.

Quote from @Collin Luckett: I have a couple houses I’d like to put under contract as fix and flips and would like to you private money lenders to help fund.