Unless you're working with Private Money that is going to carry the risk of your lack of experience, banks want to see experience, Net Worth and liquidity after close to consider the terms.I started with single family, four plexes, and remodel flips for a lot of years before getting into larger deals. 

If private companies continue to provide the insurance, I suspect we will see further increased premium costs which will need to be reflected in the rents tenants pay (all tenants: LTR, MTR, STR).  

II wonder if it would stand up in court that they could force you to use their contractual payment requirements on your own Private property.

Meet-ups via local groups or via zoom calls or private REI clubs/groups.Asking a seasoned agent in each city/county as well as a Banker/Loan officer will also help put a plan together.

Brandon Turner talked about it in his 2nd book, The book on real estate investing, he got a private money lender for one of his first deals from someone he went to church with.

I'm 33, still young, and willing to do the hard work, cold calling, emails, etc. 

pretty small hurdle to have a good win as a private lender just get paid as agreed.now equity participation loans those can spin the needle pretty well ..

We invest in every property type, in cities across the country, with different syndicators or private partners.

Very unlikely unless you find a private lender/individual to do this as a one-off. 

There are always other options-hard money lenders, private lenders; but they are riskier and will likely have higher rates.