We are just happy to sign the renewal each year.

How did it feel signing those papers and knowing you just took that leap?

Or a bigger player like those. 

This is why in addition to apathy that bad players get away with as much as they do as frequently as they do.

@Jeremy H Barton I would suggest taking a look at your cash flow before signing up for a HELOC on a brand new building.

It does not take that many hours to look at a property, sign a contract or even manage tenants.If you are bored in your 9-5 it's time to move on to a job where you learn and get challenged so you can grow.

I didn't sign up for the advance courses.

Let them build through hard work like teaming with reputable operator who may take a cut but own the project etc.Neal Bawa and associated companies are another bunch or lier’s who project rosy picture to sign up people but fial to deliver.Those two have made my experience with real estate very companies very negative.

I find that putting a utility cap in the lease agreement they sign and calling their attention to it really helps make them more aware that they'll have to pay for excess usage so, fortunately, I haven't had to actually bill anyone yet, but the language is there if I needed to. 

Specifics can vary depending on the GSE:» For a Freddie Mac loan file: A copy of the borrower’s most recent, signed US individual federal income tax return is required.»