Hi my name is Gina Jackson and I'm a new investor in North Carolina I have for several years read and attended seminars on Real Estate Investing I also used up every excuse there is to why I haven't started but no more I'm locked and loaded ready to go if you have any advice for me thanks 

Our 8 year goal is to both not have to work for the man no more and will do what it takes to achieve!!!!

This means your monthly debt payments can total no more than 45% of your monthly income.  

Preferably in a multi-family home in a price range no more than $200,000 in a kid friendly area with fairly good schools, low crime, and access to numerous businesses and shops if at all possible.

There are probably better folks than I am at finding deals locally so I can't say they don't exist, but I am making no more Brentwood additions at these price levels.

Now, if you were a minority owner of an entity, often no more than 10%, you're not considered an owner/director/manager.

They will both cash flow a bit, but were both purchased at close to fair market value. for my next house I would like to either find a Multifamily; no more than a fourplex to house hack for a bit, or find a house on the Outer Banks of NC that is a single family, that has either a in-law unit or room to build one and have a vacation rental on site.

At the end of the day it doesn't cost me much time or money and I now have more leads than I can afford to mail (no more driving for a while). 

If that file is audited, that "creative" Realtor may be no more

The 3rd way is to give them their asking price with very little down (no more than 10%), a little more than contract 2 in monthly payments as long as you need it at 0% interest.