I can tickle your ears all day with fake platitudes or "Hang in there, kitty!" 

Stop hanging out with your deadbeat buddies that spend all day drinking, talking sports, and otherwise wasting away.

I have re-connected with someone I knew from MA and they happened to be an agent under EXP, and they encouraged me to hang my license up in MA too, so I did.However, the main thing is, I finally picked up the phone and started calling my list TODAY.

However, crumbling plaster would necessitate removal and replacement, potentially with drywall. 

As a mortgage broker I will tell you hang onto that until that W2 job as you are building.

Your actual knowledge that they are living there is probably enough to hang you.

They go out of their way not to assist in the transition to new management and simply hang up the phone each time they call. 

Hi Tony, I would start by reading a few books and hanging out here on BP.  

There hasn't been this huge wave of foreclosures or short sales as people are hanging on, doing cash-in refi's or doing work outs with lenders.

We purchased the property because the 3rd bedroom is a daylight basement (3 story townhouse) with an ideal space on the top floor to add a 4th bedroom (seemed to be low hanging fruit for a future refinance).