Seller Pre-Sale Financing: Consider selling the tenant-occupied property "as-is" now to an investor, perhaps at a slight discount, which could save time and eliminate renovation costs.

Most syndicators are not very motivated to put together profitable deals because they make money by putting together the syndication itself.As I've mentioned, not all of my passive investments have done great, but in aggregate they have done better than average because none of them have any of the items mentioned above. 

We are starting to see more sellers open to real estate contracts and have some great lenders who have great programs.

Also Seller hasn’t paid property taxes in 2 years which is a sign the property is in distress.

The ones that motivate you and keep you on track.

And what I'm seeing is that many would be sellers think it's still 2022 when prices were higher.

What capital do you have available now to buy or are you only looking for seller financing?

I've been a solo broker for well over 20 years and can spot a serious buyer/seller very quickly. 

The seller, or the buyer?

Meet with a local banker & schedule a time to talk with a mortgage broker, they'll give you at least a baseline of what kind of down payment options and rates are out there.After that, if you're still wanting to research more creative options, do some looking into seller financing (a very hot topic with good, and bad, advice out there), look into private lenders, and commercial financing options.If you're wanting to live in 1/4 of your quadplex, then conventional residential loans may in fact be your best option as you can purchase that with a fannie/freddy loan with very low down, and use up to 75% of the income from the property toward your own income.