From experience in BP meetups conversation typically comes fairly easy without a whole lot of moderating.

For a discussion of the roles of Fannie Mae, Freddie Mac (FHLMC), and Ginnie Mae (GNMA), see the Library.Fannie Mae's Community Home Buyer's ProgramAn income-based community lending model, under which mortgage insurers and Fannie Mae offer flexible underwriting guidelines to increase a low- or moderate-income family's buying power and to decrease the total amount of cash needed to purchase a home.

With regard to paying people to stand around, my thinking is to start with a part time employee with the intent of within a moderate amount of time ramping it up to a full time employee and perhaps 1-2 additional part time employees.

These are guys who couldn't get a date with even a moderately interesting girl if their life depended on it, guys who had absolutely NO game, especially guys who said TOTALLY ignorant things about sex that made it obvious they'd never, ever had a memorable night with a woman who actually looked forward to going to bed with them.I'm still in contact with a few of them.

Gave me practical experience finding deals (and the tools & techniques involved), working with realtors, lawyers and banks, appraisals, inspections, insurance, property taxes, utilities, closings, HUD statements, etc.Owning a home gave me more practical experience in basic to moderate home repair, dealing with contractors for more complicated issues, capital improvements, insurance claims, "neighbor relations", and many more important aspects involved with owning property.But in addition to buying and owning my own home, I'll say what was equally important to giving me confidence to get started was having a few friends who were already doing what I wanted to do. 

I'd prefer something with at least a moderate cash flow that would appreciate so I could meet ROI goals. 

I see a few possibilities: They are inexperienced and over paid.They are experienced and can rehab the property for less than moderately experienced. 

Here are the details:Duplex built in 1920 Purchase price is $75K taxes are moderate to low, Both are 1/1 units.

I can just imagine the type that would give negative feedback about a free site that is member-supported and member-moderated. 

To them I say, everything in moderation...