Stoked for you and your journey to financial freedom.

I really want to start my investment journey but I'm not sure if an out of state property would be a good choice while renting in NYC or if we don't move, to move to a cheap market, live in the property for a bit and then rent it out.

You definitely want to use a thorough screening method like rentprep.com that gets their income, credit, background check, and call at least 3 references (make sure to verify them by address/job and then their name).  

I have my credit where it needs to be have a down payment saved of around 17k and looking into Host financial to go through for my first deal I am wondering has anyone personally used it and how do you like the company and the process thank you and looking forward to the journey 

Wishing you luck on your journey.

Right now, the majority of lenders are hitting DSCR loans hard, which is a strong indicator that the BRRRR method is still going strong, even in a higher-rate environment.We always say, “Date the rate, marry the property,” meaning interest rates will fluctuate, but the right deal will always make sense long-term.

BiggerPockets is full of resources designed to help you along your journey, whether you are just getting started or a seasoned investor.

Most of the "Sub-To" community members I've met on the journey are the most overzealous people in the game.

My method has always been to call every listing that hit 90 days on market in areas that I want to buy.

Good luck on your RE investing journey Jemini!