I have read several threads on this, but I am a newbie and still a bit confused.We are married filing jointly with an income close to 150k last year.

This can reduce your taxable income for the year.Carrying Forward Unused Losses: If your total capital losses exceed your total capital gains plus the allowable deduction against other income (currently up to $3,000 for individuals or $6,000 for married couples filing jointly), you can carry forward the unused portion of your capital losses to future tax years.Regarding your question about deferring capital losses into 2023 and using them to offset capital gains in that year, yes, you can typically carry forward unused capital losses from previous years and use them in future years, even if you had capital gains in those previous years.So, if you choose not to use all of your capital losses from 2022 to offset your income in that year, you can carry forward the remaining losses to 2023 and use them to offset capital gains you expect to have in that year.

They're a married couple, both self-employed. 

I am currently employed at Starbucks and recently married (January 2024).

Getting married really helped out my schedule.

I will be married by EOY and i don't think we'd be down to live in a house with 3 roommates haha. 

If you are married and have a partner that doesn't work, you may be able to do this if you keep good records and are essentially managing the properties yourself. 4.

At the time I was married and my wife stepped in to help manage the properties.

This is my first post on any forum, quick run down on my situation-I’m 28, married with a 9 month old baby.

If your single or married with no kids, I would look at the following approaches:1.