We believe that we are lowering risk, increasing the average expected return, and leaving the upside unchanged.   

Out of curiosity, how long after a guest leaves do you or your cleaners check on the property?  

I had 2 weeks to pack my stuff and leave the rest behind.

Take it, leave it. but don't think that just because I offer SEO services does this imply I will manipulate my responses to sell SEO.

You have three choices...transfer the property and keep the loan in tact hoping they won't trigger due on sale, refinance into a loan that allows it, or simply leave things as they are. 

Since they say they don't want to leave, I wouldn't try to force them out until the end of lease term if they are paying (it might look like retaliation) but if you really don't want a cat you could.Here's what I would do:I would tell the tenants that they need to address their issues with the renovations with their own insurance carrier not yours.

My W2 income is very high (+$500k), excellent credit, but I hate my job and I want to leave within a year or two. 

To get to the ARV of $250,000 , I am assuming as follow:Because you spent $15,000 in renovation, I am assuming you increased the Initial value of the property at 30,000 bringing it at $230,000Add a 8.69% home appreciation for one year $20,000Estimated Home Value After 1 Year:$250,000Refinancing Breakdown:New Home Value (Post-Appreciation): $250,000 New Mortgage Amount (80% LTV): $200,000 Existing Mortgage Balance after 12 months: -$158,035 Assuming 3 Months Interest Penalty for Breaking Existing Mortgage: - $2371Total Cash Pulled Out: $39,594, allowing you to recover to pay a portion of your initial investment of $63,548, leaving $ $24,015 in the deal.Many new investors mistakenly believe the BRRRR strategy ends after the cash-out.

If it was long term yeah you can make it clear upfront as a take it or leave it.

Of the course the 3rd party's failure to record its interest leaves it vulnerable to the same risk of a 4th party's interest. ."